I received an envelope from a bank at which I have a
savings account, but with which I haven’t done anything for several
years. I actually thought it was “junk mail”, and tossed it in a stack of
stuff to look at “later”. I was paying bills, and decided to see what it
was. Glad I did, because it was a letter notifying me that activity had recently
been transacted. They were writing to see if I had made any
recent withdrawals from my account.
I called the bank, and learned that SEVERAL transactions
had transpired, and the account now had a negative balance, due to monthly
fees. I assured the bank that it wasn’t me, and that I HADN’T been at a
branch on one day in St. Paul, during which half the money was withdrawn, and that
I HADN’T been at a branch the next day in downtown Minneapolis to withdraw the
remainder of the money from the account.
The person who WAS at both locations had an ID with MY
NAME on it, and signed MY NAME to withdraw the money (insert expletive
here). Not sure how this account reached anyone’s radar…it’s not an active
account, and I haven’t done anything with the money in the account for several
years.
So now I’ve contacted the Federal Trade Commission to
report a possible case of identity theft. I’m in the process of getting
credit scores from the three big credit score companies. I’ve opened a
"Fraud Report" with the bank. They are checking into it, and will let me
know what they find…eventually. A police report will be generated and, if
someone is caught, prosecuted (I suggest the electric chair or something
similar), and now I worry…and check my other accounts several times a day…and
worry some more.
Identity theft not only steals your “information”…it steals
your “peace of mind”, and for that, I wish the perpetrator a LONG, LONG
incarceration, and a lifetime of misery.
Think of how much better this world would be if people used
their powers for good, and not evil.
Sorry…not a very happy post, but…I’m not very happy.
Here’s hoping YOU are not experiencing similar angst, and
that you are monitoring your credit reports, and keeping your documents secure,
and that you are doing whatever it takes to keep the “bad guys” from doing what
they do!